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Modern Life Insurance

What if you suffer a major heart attack, stroke, or invasive cancer and don't die?

Would your family be able to maintain their standard of living if you were financially impacted by a serious illness?

Traditional life insurance is designed to provide security for your loved ones in the event of your premature death...but what if you could get life insurance you don't have to die to use?

The whole idea of Life Insurance is peace of mind. Modern, innovative life insurance goes the extra mile. It makes life insurance even better!



For many years, Life Insurance was purchased to provide death benefits protection for the surviving family members. However, life insurance did not help when the insured was struck down by a debilitating Critical, Chronic, or Terminal Illness. Our Carriers offer protection from a qualifying illness when you are not able to work and have medical bills piling up, not to mention the mortgage,  and all other living expenses that goes with it, whether you're sick or not.

What makes it different, really?  LIVING BENEFITS! No-cost Chronic, Critical & Terminal Illness Riders built-in on both TERM and PERMANENT LIFE INSURANCE POLICIES. You get to decide to use it or not and for any purpose you choose.

Check out this video and learn more about this very important coverage.

 Life Comes With Risks

A national study found that 62.1% of bankruptcies were attributed to major medical expenses. Whether it is a critical illness, a chronic illness, or even the terminal illness of a loved one, these tragedies can drain the entire family emotionally and financially.


PROBLEM: When illness strikes - work is lost, paychecks may be diminished or eliminated. In addition, expenses associated with hospital stays, treatment, medications, caregiver therapy, and other potential medical expenses can compound your financial stress, while battling or recovering from these tragic illness.
SOLUTION: No one expects such events, but we can plan for them. We can help protect
ourselves from the financial impact of these and other catastrophic events so that  when they occur we have options that can help preserve our net worth and meet these enormous financial needs. Living benefits provided by our Insurance Carrier's is one way to protect these unfortunate events.



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Summit West Financial, LLC  *   Connect. Learn. Build. Earn.

5940 S. Rainbow Blvd.

Las Vegas, NV 89118